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Home buyer access to the online network of home listings for sale, community information, and home purchasing guidelines has created a more resource-rich and competitive real estate market. Sold on Sunday has also benefited from new technologies because they help us to do more in less time. Home buyers are more educated, than they ever…
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If you are thinking of purchasing a fixer upper you might consider a FHA 203k loan. The 203k program is designed so that a home buyer can get a single fixed rate or adjustable rate loan to purchase and rehab a property. Here is some information regarding the requirements for a 203K loan: 1. General…
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For a long time now we have been in a buyer’s market, and we still are, but the most desirable homes are selling faster. What does this mean for you as a buyer? It means that you need to be prepared. There are several ways that you can prepare yourself for the home buying process. …
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We are still in a buyer’s market, but homes are starting to sell more quickly if they are marketed correctly and if they have a price that matches the market. From day one of your listing your agent should be doing an abundance of internet marketing and conducting open houses. Your home should have accurate…
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Conventional loans may be more difficult to get than they used to be, but if you can get one, it will be worth it. All lenders have their own qualifications, but here are the three main conventional loan qualifications: Income: Typically you will need three months cash reserves to qualify for a conventional loan, but…
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There has been so much in the news lately about mortgage loans that it can get confusing and be a bit daunting. Educating yourself on your mortgage options, especially conventional vs. FHA, will help you to make the best decision regarding what is the best mortgage product for you. An FHA loan is one that is backed…
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Now that you have found a home that you want to purchase you need to start the process by making an offer. Making a good offer isn’t always easy. There is no magic formula, or equation that can tell you what to offer. It is mostly based on fair market value. That being said, you…
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Purchasing a bank owned property can be a very attractive option for certain buyers. The price for bank owned properties tends to be lower,sometimes substantially, than comparable homes in the area. However this spread seems to be narrowing and most buyers know that the great price often comes with some inconvenience. The homes often need…
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The income earned by real estate agents is typically commission based, however only licensed real estate brokers can receive a commission. Every real estate agent must work for a broker, and the broker is licensed to list and sell homes within the state. A broker may be part of a big name franchise, a local…
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I honestly believe that looking at homes and finding the perfect one to buy is one of the easier parts of the real estate purchasing process. The real work begins after you find your desired home and decide to make an offer. Buying a home is often the largest and most significant purchase that people…
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